Introduction
Labels indicate relevant financial events.
The following data objects currently have a labels
field:
- Transactions (see Anatomy of a Transaction )
- Balances (see Anatomy of a Balance )
- Alerts (see Anatomy of an Alert )
Quick Reference
Glossary
The following table itemizes Pngme's global labels, with their definitions.
Behavioral Labels
BettingAndLottery
The BettingAndLottery
label identifies events associated with gambling behavior.
Depository Account Labels
Overdraft
The Overdraft
label identifies transaction events on depository accounts that cause a negative balance
InsufficientFunds
The InsufficientFunds
label identifies notification events signaling that a debit transaction could not be completed because the user has insufficient funds in the depository account
Loan Account Labels
NewLoanOffer
The NewLoanOffer label identifies events where a new loan is offered to a user. It is sometimes observed as a targeted advertisement to a user.
OtherLoanOffer
The OtherLoanOffer
label identifies all loan offer-related events that don't qualify as a new loan offer. For example, a follow-up or continuation loan offer.
LoanDeclined
The LoanDeclined
label identifies events where a userβs loan application has been declined by the institution.
LoanApproved
The LoanApproved
label identifies events where a userβs loan has been approved by the institution.
LoanDisbursed
The LoanDisbursed
label identifies events where the institution has transferred funds (in one or more transactions) to a user's depository account(s).
LoanRepayment
The LoanRepayment
label identifies events where a user has made a loan payment to the institution.
LoanRepaymentReminder
The LoanRepaymentReminder
label identifies events where the institution reminds the user of an upcoming loan payment.
LoanRepaid
The LoanRepaid
label identifies events where a user has fully repaid a loan.
LoanMissedPayment
The LoanMissedPayment
label identifies events where a user has missed the scheduled payment date for a loan.
LoanDefaulted
The LoanDefaulted
label identifies events where a user has defaulted on a loan, and events where a user has been reported to the credit bureau due to outstanding debts.