Introduction

The following data objects currently have a labels field:

Labels provide context on a record, and are useful for segmentation and user behavioral analysis.

Quick Reference


Glossary

The following table itemizes Pngme's global labels, with their definitions.


Behavioral Labels

BettingAndLottery

The BettingAndLottery label identifies events associated with gambling behavior.


Depository Account Labels

Overdraft

The Overdraft label identifies transaction events on depository accounts that cause a negative balance

InsufficientFunds

The InsufficientFunds label identifies notification events signaling that a debit transaction could not be completed because the user has insufficient funds in the depository account


Loan Account Labels

NewLoanOffer

The NewLoanOffer label identifies events where a new loan is offered to a user. It is sometimes observed as a targeted advertisement to a user.

OtherLoanOffer

The OtherLoanOffer label identifies all loan offer-related events that don't qualify as a new loan offer. For example, a follow-up or continuation loan offer.

LoanDeclined

The LoanDeclined label identifies events where a user’s loan application has been declined by the institution.

LoanApproved

The LoanApproved label identifies events where a user’s loan has been approved by the institution.

LoanDisbursed

The LoanDisbursed label identifies events where the institution has transferred funds (in one or more transactions) to a user's depository account(s).

LoanRepayment

The LoanRepayment label identifies events where a user has made a loan payment to the institution.

LoanRepaymentReminder

The LoanRepaymentReminder label identifies events where the institution reminds the user of an upcoming loan payment.

LoanRepaid

The LoanRepaid label identifies events where a user has fully repaid a loan.

LoanMissedPayment

The LoanMissedPayment label identifies events where a user has missed the scheduled payment date for a loan.

LoanDefaulted

The LoanDefaulted label identifies events where a user has defaulted on a loan, and events where a user has been reported to the credit bureau due to outstanding debts.