Introduction
The following data objects currently have a labels field:
- Transactions (see Anatomy of a Transaction )
- Balances (see Anatomy of a Balance )
- Alerts (see Anatomy of an Alert )
Labels provide context on a record, and are useful for segmentation and user behavioral analysis.
Quick Reference
Glossary
The following table itemizes Pngme's global labels, with their definitions.
Behavioral Labels
BettingAndLottery
The BettingAndLottery label identifies events associated with gambling behavior.
Depository Account Labels
AirtimePurchase
The AirtimePurchase label identifies events where a user has purchased airtime or data from a mobile provider
InsufficientFunds
The InsufficientFunds label identifies events signaling that a debit transaction could not be completed because the user has insufficient funds in the depository account
Overdraft
The Overdraft label identifies transaction events on depository accounts that cause a negative balance
Loan Account Labels
LoanApproved
The LoanApproved label identifies events where a user’s loan has been approved by the institution.
LoanDeclined
The LoanDeclined label identifies events where a user’s loan application has been declined by the institution.
LoanDefaulted
The LoanDefaulted label identifies events where a user has defaulted on a loan, and events where a user has been reported to the credit bureau due to outstanding debts.
LoanDisbursed
The LoanDisbursed label identifies events where the institution has transferred funds (in one or more transactions) to a user's depository account(s).
LoanMissedPayment
The LoanMissedPayment label identifies events where a user has missed the scheduled payment date for a loan.
LoanRepaid
The LoanRepaid label identifies events where a user has fully repaid a loan.
LoanRepayment
The LoanRepayment label identifies events where a user has made a loan payment to the institution.
LoanRepaymentReminder
The LoanRepaymentReminder label identifies events where the institution reminds the user of an upcoming loan payment.
NewLoanOffer
The NewLoanOffer label identifies events where a new loan is offered to a user. It is sometimes observed as a targeted advertisement to a user.
OtherLoanOffer
The OtherLoanOffer label identifies all loan offer-related events that don't qualify as a new loan offer. For example, a follow-up or continuation loan offer.