Predicts probability that a user, identified as MSME, will not repay a loan on time using Pngme's machine learning risk model, trained on loan outcomes of users with similar financial profiles.

This model is optimized for users who primarily transact in Kenyan shillings and are identified as msmes. Use Predict risk score (Nigeria) for users who primarily transact in Nigerian naira or Predict Risk Score (Kenya) for Kenyan non-msmes.

See the Quickstart Guide for a tutorial on integrating the risk scoring model into your loan application workflow.