Predicts probability that a user will not repay a loan on time using Pngme's machine learning risk model, trained on loan outcomes of users with similar financial profiles. See Nigeria: Risk Scores for model performance evaluation.
This model is optimized for users who primarily transact in Nigerian naira. Use Predict risk score (Kenya) for users who primarily transact in Kenyan shillings.
See the Quickstart Guide for a tutorial on integrating the risk scoring model into your loan application workflow.