Google Play Permission Whitelisting


To get access to the READ_SMS permission through the Android API, you must follow strict guidelines to have your mobile app whitelisted.

The Pngme integration team can assist your mobile developer(s) in the release cycle of your app when you are ready to go live in the Play Store.

Please reach out to [email protected] for assistance whitelisting OR if you would like instructions on how to proceed with whitelisting on your own.



It can take 2-5 days for whitelisting to complete and it may take multiple submissions. Please allow enough time in your release cycle to complete the whitelisting with the Pngme team.

Step 1

Grant the Pngme team permissions to the Google Play Console.

  1. Navigate to
  2. Click on Users and permissions on left-hand side of page
  3. Click on Invite new users button on right-hand side of Users and permissions page

Add the following emails to the Google Play console

Please add the following email to the console [email protected]


Click Add app under App permissions tab, select your mobile app, and click Apply


Click on Account permissions tab and select all boxes in Releases section, then click Invite user


Step 2

Create video of the mobile app user experience

If you would like, the Pngme team can create this video for you. In order to do this we need an APK build and user login for testing purposes.


Important Step

Please share your .apk and test user credentials with [email protected]

If you would like to create this video yourself, you will need to:

  1. Upload the .apk to an Android emulator.
  2. Login using test user credentials and provide a video of the mobile app user flow, including the SMS permissions request and the loan or application for credit being completed.

Example video




If you do not update your Google Play listing to be compliant with Google's lending policies your app will not be whitelisted and you will be unable to launch.

Step 3

Ensure description of your mobile app is updated on Google Play

Sections that need to be included:

  1. What will the USSD data will be used for
    1.1 Ideally, include screenshots of the permissions page in your mobile app that explains what access the user is giving you

Example screenshot

  1. Clearly state the loan details in the Google Play description
    2.1 Interest rate range (min and max rates)
    2.2 Loan tenor (min and max duration of the loan)
    2.3 Fees (if applicable)
    2.4 Loan amounts (min and max loan amounts)



Final step

The Pngme integration team will reach out to you and complete the whitelisting submission through the Google Play Console.

If you would rather complete this step yourself we can do a Zoom call with your team to make sure the submission is done successfully.

Please contact [email protected] for assistance.



Working with the Pngme team will enable a seamless whitelisting experience for your app. At the end of these steps your app will be approved in 2-5 working days.